Is your family office truly complete?
Family offices are not a monolith - they are layered organizations.
A family office has 7 layers. From governance and oversight to asset allocation and preparing the next generation. Each layer has its own complexity and requires specific expertise.
The reality: most families don't get beyond layer 1 or 2.
Not because they aren't ready, but because no one is monitoring the overview or coordinating the various areas of expertise. The tax specialist works alongside the notary, the banker alongside the accountant, each from their own angle, each with their own interests. All very fragmented and cluttered. Not only for you, but even more for the next generation after you.
Fons as multi-family office: your director on all 7 layers
Fons positions itself as your independent multi-family office. This means concretely: for a number of layers we can guide you directly and independently. For the other layers Fons has a carefully selected network of partner experts: tax experts, notaries, lawyers, asset managers and ensures that all these expertises are coordinated. Not alongside each other, but with each other.
Overview: the 7 Layers and the Role of Fons
| # | Layer | Role of Fons | ||
|---|---|---|---|---|
|
1 |
Governance Family Council, family charter, ownership rules |
✓ Fons - direct & independent Fons helps you think about the structure of your assets and the rules of the game within the family. We guide the conversation and make sure the right questions are asked. |
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|
2 |
Supervision Independent supervision of major decisions |
✓ Fons - direct & independent As an independent party with no commercial interest, Fons provides a clear, honest sounding board on major wealth decisions. |
||
| 3 |
Investment Management Capital allocation and investment decisions |
⟳ Fons - through partner practitioners (coordination) Fons coordinates with your wealth manager(s) and monitors alignment with your broader goals. |
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| 4 |
Operations Daily operation of the family office |
✓ Fons - direct & independent Fons takes the reigns: following up on action items, coordinating between advisors and monitoring the storyline of your Life Plan. |
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|
5 |
External Expertise Specialized advisors: tax, legal, M&A |
⟳ Fons - through partner experts (coordination) Fons selects, coordinates and briefs the right expert for each issue - and makes sure their advice is consistent. |
||
|
6 |
Wealth allocation Assignment across asset classes & opportunities |
⟳ Fons - through partner-experts (coordination) Fons coordinates with your bankers and managers and monitors consistency with your overall wealth plan. |
||
| 7 |
Next Gen Operation & transfer of knowledge to next generation |
✓ Fons - direct & independent Fons guides the conversation on transfer, succession and preparation of the next generation - both substantive and process. |
| Fons accompanies directly & independently (layers 1, 2, 4, 7) | Fons coordinates through partner-experts (layers 3, 5, 6) |
Why does this make a difference?
Fons' strength is not in a single expertise, but in the overview. By knowing and coordinating all layers, Fons prevents advice from different experts from contradicting each other or certain layers from being completely forgotten.
Concretely, this means for you:
- One central point of contact who knows the full picture
- Advices that are aligned with each other rather than side-by-side
- Independence: Fons works for you, not a bank or insurer
- Proactive follow-up: no action that falls between the cracks
-
Access to a wide network of specialized partner experts
Are you curious about how many layers your own family office covers today? Fons will be happy to take stock with you - with no obligation and with discretion.
Please contact us at Hallo@fons.biz or +32 3 361 89 30.
What can we assist you with?
Find out more about how we can provide added value.
